外文文獻翻譯---手機銀行——金融領域的新業(yè)務

1、畢業(yè)設計 （ 論文 ）英文翻譯 英文翻譯題 目 專 業(yè) 金 融 學 班 級 2010 2010 金融秋季班 金融秋季班 學生學號 學生學號 1061001257556 1061001257556 學生姓名 學生姓名 崔航 崔航

2、指導教師 指導教師 高建霞 高建霞 2012 年2faced the problem of banks being closed at non-working hours and we can handle banking affairs all the time. Therefore it saves the customers'time and money.On the othe

3、r hand in recent years mobile phones have been developed and widely used. After the mobile phones have got so developed and sophisticated and have been modified to be capable of new services the banks took into considera

4、tion the presentation of banking services through mobile phones. To mention the reasons of superiority of m-banking (Mobile-Banking) over e-banking (Electronic-Banking) we can point to the following items [2, 3]:1- No pl

5、ace restriction: In M-banking we can handle our banking transactions wherever we are and whenever we want.2- High penetration coefficient: High coefficient of mobile-phone use in the world guaranteesprobability of growth

6、 and success for mobile banking services.3- Fully personalized: Mobile phones are completely private and are used only by its owner. Therefore it increases authenticity of identification of the people who use the banking

7、 services. 4- Availability: Most people carry their mobile phones with them wherever they go whether indoors or outdoors. As a result it is possible to offer banking services to customers all the time. Of course mobile b

8、anking has some disadvantages; too. Among most important items of these disadvantages we can point to lack of proper keyboard for most mobile phones, small display and uncertainty of users about security system of mobile

9、 banking. But as a whole mobile banking has been welcomed due to increase of customers' welfare and decrease of costs of banking services.Mobile banking is divided into mobile forwarding services and mobile banking s

10、ervices. Mobile banking services which are the same as normal banking services are divided into four types:1- Notifications and Alerts: These services are presented for advising the customers of the transactions done or

11、to be done concerning his account.2- Information: The special pieces of information concerning transactions and the amount of money available in customer's account are sent at certain intervals.3- Applications: In th

12、is type of services an application is sent to the server concerning the account or special transaction.4- Transfer: Through this service banks can transfer amount of money between customer's accounts or pay an amount

13、 to a third party.To implement mobile banking we require an infrastructure server such as WAP (Wireless Application Protocol), i-mode, Palm.Net, etc. For exchange of information with the customer we can use services such