版的保險代理人考試題

1、Wewillcontinuetoimprovethecompanysinternalcontrolsystemsteadyimprovementinabilitytomanagecontroloptimizebusinessprocessestoensuresmoothprocessesresponsibilitiesinplacetofurtherstrengtheninternalcontrolsplayacontrolpostin

2、dependentoversightroleofevaluationcomplyingwiththirdpartyresponsibilitytoactivelymakeuseofinternalaudittoolsdetectpotentialmanagementstreamlinestardizerelatedtransactionsstrengtheningoperationsinaccdancewithlaw.Deepening

3、theinfmationmanagementtoensurefullcommunication“zeroresistance“.ToconstantlyperfectERPBFSPIMISSCMinfmationsystembasedconstructionfullintegrationinfmationsystemachievedinfmationresourcessharedtoexpPtalsystemapplicationofb

4、readthdepthplayinfmationsystemonenterpriseofAssistantroletoperfectdailyrunmaintenanceoperationofrecdspromoteproblemreasonsanalysissystemhovertostrengtheningBFSERPSCMtechnologyapplicationoftrainingimproveemployeesapplicat

5、ioninfmationsystemofcapacitylevel.Humanisticcaretoensure“zero.“TostrengtheningHumanitiescarecontinuestofostercompanywindcleargasareheartShunofcultureatmospherestrengtheninglovehelpedtrappedcaredifficultemployeescarriedou

6、tstyleactivitiesrichemployeeslifestrengtheninghealthlabourprotectionganizationcareerhealthmedicalcontrolcareeragainstcontinuestoimplementationpsychologicalwarningpreventionsystemtrainingemployeeshealthofacterstableofmood

7、enterprisingofattitudecreatedfriendlyfraternityofHumanitiesenvironment.Tostrengthenriskmanagementensurethatthebusinessof“zerorisk“.Tostrengthenedbusinessplansmanagementwillbusinessbusinessplanscovertoalllevelensurethebus

8、inesscancontrolincontroltocloseconcernfinancialcoalelectriclinkageenergysavingschedulingnationalpolicytrendsstrengtheningtrackactiveshouldtoimplementationStateownedassetsmethodfurtherspecificationbusinessfinancialmanagem

9、enttoperfectrisktubecontrolsystemachievedriskrecognitionmeasureassessmentreptcontrolfeedbackofclosedringmanagementimproveriskpreventioncapacity.Tofurtherstardizetradingstrivetoachieve“accdingtolawstardizefair.“Innovation

10、ofperfmancemanagementtoensurethatpotentialemployees“zerofly“.Tostrengthenperfmancemanagementprocesscontrolenhanceemployeeevaluationlevelsofeffectivecommunicationtoimproveperfmancemanagement.Tofurtherquantifyrefineemploye

11、estards...Wkfullplaypartybranchmembersin“fivetypeEnterprise“constructionintheofcerolefightingftressrolepioneermodelroletocontinuestostrengthening“fourgood“l(fā)eadershipconstructionplaylevelscadresinenterprisedevelopmentinth

12、eofbackbonebackboneroletofullstrengtheningmembersyouthwkfullplayyouthemployeesincompanydevelopmentintheoffceroletoimproveindependentCommissionagainstcruptionwklevelstrengtheningonenterprisebusinesskeylinkofeffectivenessm

13、onited.maintainstability.Tofurtherstrengthenpublicityeducationimprovetheoveralllegalsystem.Wemuststrengthensafetymanagementestablishimprovetheeducationsupervisionevaluationasoneofthetrafficsafetymanagementmechanism.Tocon

14、scientiouslysumuptheOlympicsecuritycontrolspromotingintegratedmanagementtoahigherlevelhigherstardsahigherlevelofdevelopment.EmployeestodayislunarcalendaronDecember24theoxBellisabouttoringatthistimeofyearweclearlyfeelthep

15、ulseoftheXXpowergenerationcompanytoflourishtomeclearlyhearXXpowergenerationcompaniesmaturesymmetrybreathing.Recallingpastoneanotheracrossarailingweareenthusiasticfullofconfidence.Futuredevelopmentopptunitieswemeexcitingf

16、ightmespirited.Employeesletustogetheracross2013fullofchallengesopptunitiestocreateagreenlowcostoperationfullofhumanecareofawldclasspowergenerationcompanywkhard!TheoccasionoftheSpringFestivalmysincerewishthatyouthefamilie

17、softhestaffinthenewyeargoodhealthhappyhappy!全真模擬習題選擇題選擇題1.在壽險契約保全中，保險人對客戶交費方式、交費期間、領取方式等項目的變更以及變更投保人（受益人）、增減保額、增加或取消保險責任條款，對合同內容做補充告知等提供服務，這些服務所涉及的壽險契約保全屬于（）A.保險關系轉移B.合同內容轉移C.合同權益行使D.保險金和退保金的給付2.在我國，保險代理機構的種類包括（）A.專業(yè)保險代理

18、機構和保險兼業(yè)代理機構B.專業(yè)保險代理機構和個人保險代理機構C.綜合保險代理機構和保險兼業(yè)代理機構D.綜合保險代理機構和個人保險代理機構3.各種不同類型的保險合同中，單一風險合同是指（）A.被保險人只能為一人的保險合同B.只能有單個保險人承保的保險合同C.只承保一種風險責任的保險合同D.只承保特殊風險的保險合同4.根據中國保監(jiān)會發(fā)布的《保險代理從業(yè)人員職業(yè)道德指引》，在我國保險代理從業(yè)人員職業(yè)道德道德主體部分7個道德原則中包括（）等A.

19、獨立執(zhí)業(yè)原則B.專業(yè)勝任原則C.友好合作原則D.客觀公正原則5.根據反不正當競爭法的規(guī)定，當事人對監(jiān)督檢查部門作出的出發(fā)決定不服可以向上一級主管機關申請復議。申請復議的期間應為（）A.自收到出發(fā)決定之日起15日內B.自收到處罰決定之日起30日內C.自收到處罰決定之日期60日內D.自收到處罰決定之日起90日內6.投保人因貪污行為所取得的利益不能作為保險利益投保，這一情況說明投保人所具有的保險利益應該是（）A.經濟上有價的利益B.確定的利益

20、C.具有利害關系的利益D.合法的利益7.根據《民法通則》規(guī)定，對于“依照法律規(guī)定或者按照雙方當事人約定，應當由本人實施的民事法律行為”的代理選擇的規(guī)定是（）A.可以選擇委托代理B.可以選擇法定代理C.不得選擇代理D.可以選擇指定代理8.我國特有的一種貨物運輸保險的原始形式是（）A.洋行B.鏢局C.票號D.當鋪9.《保險營銷員管理規(guī)定》的施行日期是（）A.2006年7月1日B.2006年8月1日C.2006年10月1日D.2006年9月1

21、日10.在我國意外傷害保險經營實務中，保險人對于及短期意外傷害保險的被保險人進行風險程度評價的主要依據是（）A.被保險人所從事活動的遠近B.被保險人所從事活動的性質C.被保險人所從事活動的規(guī)模D.被保險人所從事活動的設想11.意外傷害保險的含義之一是必須有客觀的意外事故發(fā)生，且事故原因必須是（）A.意外的、偶然的和不可預見的B.意外的、客觀的和不可預見的C.意外的、必然的和可預見的D.意外的、客觀的和可預見的12.我國機動車輛保險條款規(guī)

22、定，被保險人必須對保險車輛妥善保管，使用，保養(yǎng)，使之處于正常狀態(tài)。從保證形式看，該保證屬于（）A默示保證B.明示保證C.事實保證D.確認保證13.制定團體保險費率時考慮的主要因素是（）A.該團體的理賠記錄B.該團體的工作性質C.該團體的職業(yè)特點D.該團體的死亡率14.最普遍、最基本的保險合同終止原因是（）A.因死亡而終止B.因標的滅失而終止C.因期限屆滿而終止D.因履行而終止Wewillcontinuetoimprovethecompa

23、nysinternalcontrolsystemsteadyimprovementinabilitytomanagecontroloptimizebusinessprocessestoensuresmoothprocessesresponsibilitiesinplacetofurtherstrengtheninternalcontrolsplayacontrolpostindependentoversightroleofevaluat

24、ioncomplyingwiththirdpartyresponsibilitytoactivelymakeuseofinternalaudittoolsdetectpotentialmanagementstreamlinestardizerelatedtransactionsstrengtheningoperationsinaccdancewithlaw.Deepeningtheinfmationmanagementtoensuref

25、ullcommunication“zeroresistance“.ToconstantlyperfectERPBFSPIMISSCMinfmationsystembasedconstructionfullintegrationinfmationsystemachievedinfmationresourcessharedtoexpPtalsystemapplicationofbreadthdepthplayinfmationsystemo

26、nenterpriseofAssistantroletoperfectdailyrunmaintenanceoperationofrecdspromoteproblemreasonsanalysissystemhovertostrengtheningBFSERPSCMtechnologyapplicationoftrainingimproveemployeesapplicationinfmationsystemofcapacitylev

27、el.Humanisticcaretoensure“zero.“TostrengtheningHumanitiescarecontinuestofostercompanywindcleargasareheartShunofcultureatmospherestrengtheninglovehelpedtrappedcaredifficultemployeescarriedoutstyleactivitiesrichemployeesli

28、festrengtheninghealthlabourprotectionganizationcareerhealthmedicalcontrolcareeragainstcontinuestoimplementationpsychologicalwarningpreventionsystemtrainingemployeeshealthofacterstableofmoodenterprisingofattitudecreatedfr

29、iendlyfraternityofHumanitiesenvironment.Tostrengthenriskmanagementensurethatthebusinessof“zerorisk“.Tostrengthenedbusinessplansmanagementwillbusinessbusinessplanscovertoalllevelensurethebusinesscancontrolincontroltoclose

30、concernfinancialcoalelectriclinkageenergysavingschedulingnationalpolicytrendsstrengtheningtrackactiveshouldtoimplementationStateownedassetsmethodfurtherspecificationbusinessfinancialmanagementtoperfectrisktubecontrolsyst

31、emachievedriskrecognitionmeasureassessmentreptcontrolfeedbackofclosedringmanagementimproveriskpreventioncapacity.Tofurtherstardizetradingstrivetoachieve“accdingtolawstardizefair.“Innovationofperfmancemanagementtoensureth

32、atpotentialemployees“zerofly“.Tostrengthenperfmancemanagementprocesscontrolenhanceemployeeevaluationlevelsofeffectivecommunicationtoimproveperfmancemanagement.Tofurtherquantifyrefineemployeestards...Wkfullplaypartybranch

33、membersin“fivetypeEnterprise“constructionintheofcerolefightingftressrolepioneermodelroletocontinuestostrengthening“fourgood“l(fā)eadershipconstructionplaylevelscadresinenterprisedevelopmentintheofbackbonebackboneroletofullst

34、rengtheningmembersyouthwkfullplayyouthemployeesincompanydevelopmentintheoffceroletoimproveindependentCommissionagainstcruptionwklevelstrengtheningonenterprisebusinesskeylinkofeffectivenessmonited.maintainstability.Tofurt

35、herstrengthenpublicityeducationimprovetheoveralllegalsystem.Wemuststrengthensafetymanagementestablishimprovetheeducationsupervisionevaluationasoneofthetrafficsafetymanagementmechanism.ToconscientiouslysumuptheOlympicsecu

36、ritycontrolspromotingintegratedmanagementtoahigherlevelhigherstardsahigherlevelofdevelopment.EmployeestodayislunarcalendaronDecember24theoxBellisabouttoringatthistimeofyearweclearlyfeelthepulseoftheXXpowergenerationcompa

37、nytoflourishtomeclearlyhearXXpowergenerationcompaniesmaturesymmetrybreathing.Recallingpastoneanotheracrossarailingweareenthusiasticfullofconfidence.Futuredevelopmentopptunitieswemeexcitingfightmespirited.Employeesletusto

38、getheracross2013fullofchallengesopptunitiestocreateagreenlowcostoperationfullofhumanecareofawldclasspowergenerationcompanywkhard!TheoccasionoftheSpringFestivalmysincerewishthatyouthefamiliesofthestaffinthenewyeargoodheal

39、thhappyhappy!26.海水養(yǎng)殖保險中特約承包的責任包括（）A.自然災害造成的流失B.疾病引起的死亡C.不老引起的死亡D.缺氧浮頭死亡27.分紅保險分配給客戶的保單紅利源于保單盈余，而保單盈余的來源包括（）A.利差益B.利差損C.匯兌益D.匯兌損28.保險中，以疾病的發(fā)生為給付保險金條件的保險稱為（）A.收入保險B.疾病保險C.費用保險D.醫(yī)療保險29.產品責任保險標的中所包括的責任是（）A.產品侵權責任B.產品違約責任C.產品

40、過失責任D.產品間接責任30.根據《保險營銷員管理規(guī)定》，保險營銷員不得與非法從事保險業(yè)務、保險中介機構或者個人發(fā)生（）A.一般社會交往B.保險業(yè)務往來C.債權債務關系D.經濟業(yè)務往來31.根據我國消費者權益保護法的規(guī)定，經營者以通知、聲明的方式作出對消費者不公平、不合理的規(guī)定的，將導致（）A.該通知、聲明中對消費者不公平、不合理的規(guī)定無效B.該通知、聲明終止C.該通知、聲明中止D.該通知、聲明全部無效32.影響國內貨物運輸保險費率厘定

41、的主要因素有（）等A.運輸時間B.運輸區(qū)域C.運輸人員D.運輸工具33.我國核發(fā)《保險代理從業(yè)人員資格證書》的機構是（）A.行業(yè)協會B.國家人事部C.保險公司D.中國保監(jiān)會34.下列所列出的出口保險業(yè)務中，適合投保短期出口信用保險的業(yè)務是（）A.飛機出口業(yè)務B.船舶出口業(yè)務C.消費性制成品出口業(yè)務D.大型生產線出口業(yè)務35.投資連結保險的交費機制有兩種，其中一種方式是在固定繳費基礎上增加一個特殊規(guī)定，即（）A.保險費附加B.保險費限額C

42、.保險費假期D.保險費扣除36.根據2008年2月1日開始實行的新的責任限額方案，被保險機動車在道路交通事故中負有責任的，財產損失賠償限額為（）A.2000元B.10000元C.元D.20000元37.按照我國保險法的規(guī)定，投保人履行如實告知義務時，遵循的原則是（）A.詢問告知原則B.全部告知原則C.部分告知原則D.無限告知原則38.根據《民法通則》的規(guī)定，公民下落不明滿兩年，利害關系人可向人民法院申請（）A.死亡宣告B.逃亡宣告C.失

43、蹤宣告D.暫時失蹤宣告39.根據《保險營銷員管理規(guī)定》，中國保監(jiān)會披露保險營銷員資格證書、展業(yè)證、以及保險營銷員的誠信記錄的載體是（）A.指定媒體和網站B.內部簡報和文件C.指定媒體和文件D.內部簡報和網站40.在爭議處理中，通過法院對另一方當事人提出權益主張，由人民法院依法定程序解決爭議、進行裁決的爭議處理方式是（）A.辯解B.協商C.仲裁D.訴訟41.人壽保險的標的是（）A.人的健康B.人的職業(yè)C.人的壽命D.人的身體42.共同海損