常見銀行英語詞匯_金融術(shù)語

1、accountnumber帳目編號deposit存戶payinslip存款單adepositfm存款單abingmachine自動存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbookpassbook存折creditcard信用卡principal本金overdraftoverdraw透支tocountersign雙簽toe

2、ndse背書endser背書人tocash兌現(xiàn)tohonacheque兌付todishonacheque拒付tosuspendpayment止付chequecheck支票chequebook支票本dercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestubcounterfoil票根cashcheque現(xiàn)金支票travele

3、rscheque旅行支票chequeftransfer轉(zhuǎn)帳支票outstingcheque未付支票canceledcheque已付支票fgedcheque偽支票Barsnote莊票，銀票banker銀行家president行長savingsbank儲蓄銀行ChaseBank大通銀行NationalCityBankofNewYk花旗銀行HongkongShanghaiBankingCpation匯豐銀行teredBankofIndiaAu

4、straliaChina麥加利銀行BanquedeIIndoChine東方匯理銀行centralbanknationalbankbankersbank中央銀行bankofissuebankofcirculation發(fā)行幣銀行commercialbank商業(yè)銀行，儲蓄信貸銀行memberbankcreditbank儲蓄信貸銀行discountbank貼現(xiàn)銀行exchangebank匯兌銀行requestingbank委托開證銀行issui

5、ngbankopeningbank開證銀行advisingbanknotifyingbank通知銀行negotiationbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清算銀行l(wèi)ocalbank本地銀行domesticbank國內(nèi)銀行overseasbank

6、國外銀行unincpatedbank錢莊branchbank銀行分行trusteesavingsbank信托儲蓄銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany)商業(yè)信貸公司（貼現(xiàn)公司）neighbhoodsavin

7、gsbankbankofdeposit街道儲蓄所creditunion合作銀行creditbureau商業(yè)興信所selfservicebank無人銀行l(wèi)bank土地銀行constructionbank建設(shè)銀行industrialcommercialbank工商銀行bankofcommunications交通銀行mutualsavingsbank互助儲蓄銀行postofficesavingsbank郵局儲蓄銀行mtgagebankbuil

8、dingsociety抵押銀行industrialbank實業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備銀行teredbank特許銀行crespondingbank往來銀行investmentbank投資銀行merchantbankacceptingbank承兌銀行imptexptbank(EXIMBANK)進(jìn)出口銀行jointventurebank合資銀行moneyshopnativebank錢莊creditc

9、ooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會計businessaccounting商業(yè)會計costaccounting成本會計depreciationaccounting折舊會計generalledger總帳computerizedaccounting電腦化會計subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳journaldaybook

10、日記帳，流水帳baddebts壞帳investment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟(jì)周期economicboom經(jīng)濟(jì)繁榮economicrecession經(jīng)濟(jì)衰退economicdepression經(jīng)濟(jì)蕭條economiccrisis經(jīng)濟(jì)危機(jī)economicrecovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增

11、值internationalbalanceofpayment國際收支favourablebalance順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨internationalmoarysystem國際貨幣制度thepurchasingpowerofmoney貨幣購買力countersign聯(lián)署payingbank付款行transferable可轉(zhuǎn)讓holderinduecourse正當(dāng)持

12、票人holderinvalue有代價持票人overdue過期dishonouredcheque拒付支票counterm取消reporepurchaseagreement回購協(xié)議garnisheeder向第三債務(wù)人下達(dá)的資產(chǎn)扣押令windingup停業(yè)清理securedloan擔(dān)保貸款overdraft透支realestatemtgage房地產(chǎn)抵押chattelmtgage動產(chǎn)抵押inpresenceof提示reimbursement償還

13、access準(zhǔn)入withholdinginteresttax預(yù)扣稅custodian保管automatictellermachine自動取款機(jī)personalidentitynumber密碼.個人識別號passbook存折insurancebroker保險經(jīng)紀(jì)人hirepurchase租購wkingcapitalloan周轉(zhuǎn)資金startuploan創(chuàng)業(yè)貸款syndicatedloan辛迪加貸款projectfinancing項目融資f

14、eigntradefinancing對外貿(mào)易融資currentassets流動資產(chǎn)accountsreceivable應(yīng)收帳款agentbank代理行drawdownperiod支用期graceperiod寬限期principle本金tombstone證券發(fā)行公告factingfacilities保理業(yè)務(wù)opencredit無擔(dān)保貸款fact保理lessee承租人less出租人nonresourse無追索權(quán)financiallease金

15、融租賃operatinglease經(jīng)營租賃fullpayoutlease支付租賃truelease真實租賃conditionallease條件租賃leveragelease杠桿租賃electronicdateinterchangeservices電子數(shù)據(jù)交換服務(wù)retailbank商業(yè)零售銀行privatebank私人銀行merchantbank商人銀行riskpreference風(fēng)險偏好risktakinginvest甘冒風(fēng)險的投資者

16、riskaversioninvest逃避風(fēng)險的投資者macroeconomiciented以宏觀經(jīng)濟(jì)為導(dǎo)向的equitiesigination股票發(fā)行venturecapitalfinancing風(fēng)險資本融資thespread價差interestrateswap利率互換leveragebuyout杠桿收購junkbond垃圾債券redchips紅籌股“h“sharesH股trustee受托人collection托收productionc

17、ost生產(chǎn)成本productioncombination生產(chǎn)聯(lián)合comparativeadvantage相對優(yōu)勢dleagent中間代理eliminateexchangerisk消除外匯風(fēng)險shippinginsurance海險guarantee擔(dān)保perfmancebond履約保證imptcredit進(jìn)口信貸dividends分紅moneytransfer轉(zhuǎn)帳bankdraft銀行匯票mailtransfer信匯telegraphic

18、transfer電匯testkey測試密鑰telex電報SocietyfWldInterbankFinancialTelecommunications環(huán)球銀行間金融電訊協(xié)會stardizedfmat標(biāo)準(zhǔn)格式clearinghouse結(jié)算所computercode電腦代碼additionalcost附加成本feignexchangerate外匯匯率swing浮動spotrate現(xiàn)匯匯率marketrate市場匯率crossrate交叉匯率

19、fwardexchangecontract遠(yuǎn)期外匯合同currencyfuturecontract貨幣期貨合同quotation報價單rollingfex展期外匯optiononfeignexchange外匯期權(quán)strikeprice執(zhí)行價格expirydate到期日calloption多頭期頭putoption空頭期權(quán)feignexchangehedge外匯套期保值feignexchangeswap外匯掉期superannuation

20、養(yǎng)老基金pensionfunds退休基金brokeragefee經(jīng)紀(jì)人傭金optimumprofit最高收益canon標(biāo)準(zhǔn)illegalactivities非法行為speculativepurpose投機(jī)目的repaymentschedule還款安排balancesheet資產(chǎn)負(fù)債表incomestatement利潤表longtermloan長期貸款countryrisk國別風(fēng)險quantitativeyardstick定量的評判標(biāo)準(zhǔn)c

21、reditrisk信用風(fēng)險riskassessment風(fēng)險評估m(xù)argin保證金legalauthity法定權(quán)力memumarticlesofassociation公司章程cushionofassets資產(chǎn)緩沖safetitle所有權(quán)creditreferenceagency信用查詢機(jī)構(gòu)creditsting信用狀況consumerloan消費信貸bonus獎金gratuity退休金trackrecd工作履歷minsaccount未成年