剖析日本對不良債權(quán)的處理--對中國的啟示.pdf

1、復(fù)旦大學(xué)碩士學(xué)位論文剖析日本對不良債權(quán)的處理對中國的啟示姓名：劉笑洋申請學(xué)位級別：碩士專業(yè)：世界經(jīng)濟(jì)指導(dǎo)教師：童適平2000.5.1AbstractAftertheReformofChinaOurcountryhasmadegreatprogressesineconomyTheeconomicpowerofourcountryandthelivingstandardofOurcitizenhavealsobeenimprovedButs

2、omefieldsineconomywhichfaliedtopromotebecamethe“bottleneck”andtheyhinderthefurtherdevelopmentofourcountry’seconomyThe“StatesOwnedBanks(SOBs)”aretheprominentinthosebottleneeksAlthouehChinesefinancehaschangedgreatlyduringt

3、he20yearperiod，itisobviousthattheSOBshavelaggedbehindothereconomicfieldsinreforillIntheFifieenthNationalCongressofCPC，thegovernmentdecidedtodevelopChineseCapitalMarket(CCM)So，asthemainmembersinCCM，thefourlargestSOBs(FLSO

4、Bs)havebeenpushedontothefrontstageoftheRefo丌nNowthebasictaskoftlleFLSOBsistoconstructthemodemcommercialbankingstructureandsystemWhetherornottheycalldealperfectlywithalotofbaddebtsinthemistheprerequisiteofbeginningthebasi

5、ctaskBecausethebaddebtsinFLSOBsarelikethediseaseinhuman’sbodyiftheycouldn’ttreatwiththosebaddebtsadequately，infrontoftheforeignbanksandothercommercialbanks，itwillbelikeaweakmailtongIltagainstastrongwarriorItisawholenewpr

6、ojecttousthattotreatwiththebaddebts，especiallythebadloansinFLSOBsButthereisashortcutindealingwithbaddebts，thatis‘‘UseforReferenceofOtherCountries’Experiences”Sointroducingtheproceduresofdealingwithbaddebtsinforeigncountr

7、iesishelpfulTheeffectofusingothers’experienceislyingonwhetherwecanchoosethebestexampleAllthedevelopedcountrieshaveexperiencedanagewithseriousbaddebtsbeingfulloffinancialmarketSomeofthemhavesucceededinthebattleagainstbadd

8、ebtsSowemustselectoneofthedevelopedcountrieswhichhassimilarsituationofourcountry，especiallyintheeconomicandfinancialdomainsJapanissuchacountryIndirectfinanceisthemainpartofJapanesefinancialsystemThatisbankshavethedominan

9、ceinthissystemAssameasJapantheChinesebanksarealsodominantinChinesefinancialmarketSotheproblemsinthebankingsystemaretheprimaryproblemsinbothChineseandJapanesefinancialmarketsNotasotherdevelopedcountriesmostofwhichhadfinis

10、hedtreatingbaddebts，becauseJapanhadtakencareofbaddebtsinfinancialsystemjnstafterthe“CollapseofJapaneseBubbleEconomy”Andsincethe“SouthAsiaFinancialCrisis’greatnumbersofbaddebtsthatwaskeptfromthedemoshavebeenarisenovertheh

11、orizonliketheicebergrosefromthebottomofoceanItmeansthatJapanisdisposingthebaddebtsnowSoIthinkJapanisalivingexampleInthisthesisIanalyzedtheorigin，developing，treatingandexistingproblemsofthebaddebtsinJapanesefinancialmarke

12、tespeciallyinthebankingsystemBecausethepurposeofthisthesisistostudytheexperienceofJapan，theemphasisinmywritingisonthetreatingprocess，includinglaws，agents，principles，decrees，andetcIntheendofthisthesis，fputforwardsomepropo

13、salsonthebasisofaboveanalysisinthethesistodealwiththebaddebtsofourcountryIhopemythesiswillhelpfultothetreatingwiththebaddebtsinourcountry’sbankingsystemKeyWords：BadDebts，BridgeBank，PublicCapitalInpouring，F(xiàn)inanceRenaissan