保險(xiǎn)從業(yè)考試模擬題1含答案

1、LearnGeneralSecretaryon“twotolearna“strengthening“fourConsciousnesses“imptantspeechcausedastrongreactioninthecountry.Timewatching“redtreasure“theiginofbuildingthepartybacktopowerhowtostrengthenservicesfthemassesimprovepa

2、rtycohesionfightingtobecomethegrassrootspartymembersmasseshottopic.Grassrootspartyganizations“two“istostrengthentheserviceofpartymemberscadresthepioneerspirit.Distributionofgrassrootspartyganizationsinallwalksofpeopleclo

3、thingshelterwhichbelongstothenerveendingsofthepartyganizationcommentsreputationhasadirectperceptionofthemasses.Strengthenthepartyaheadofthe“pedal“spiritstrengthenthepartymemberscadres“successdoesnothavetobeme““thefirstto

4、bearhardshipsthelastto“servicespirittosetthepartyspositiveimageamongthepeopleisimptant.Grassrootspartyganizations“two“istocleanseallpeoplenothappynottosee“stereotypes“establishthehonestfaithfuldiligentfaithfthepeople.Non

5、eedtoavoidmentioningthatsomemembersofourpartycannotstthe“money“crosionoftemptationthinXuZhousuchabusecruptbriberymalfeasancebersrats.TwoistocleanupthinXuZhoussolutiontorestethepartysfreshnaturalsolidhonestwkstyle.Cleansi

6、ng“takeeatcard“undesirablebehaviour“crosshardcoldpush“attitude.Grassrootspartyganizations“two“istostrengthenthesenseofdinarypartymembersparticipatinginconsciousnessunityconsciousness.Freasonsknownmembersofgrassrootsparty

7、brancheslessmobilelessresourcestheconstructionofpartyganizationshavesomelag.Twostudiesistofocusonthegrassrootspartybranches“l(fā)oosesoftloose“problemadvancethepartymemberscadres“agangwking““HongKongrept.“Strongcleanupaction

8、sstyleramblingpresumptuous“unqualified“partymemberspaysspecialattentiontopartymemberscadres“joiningpartyofthought“problem.“Partybuilding“isobtainedinthelongtermdevelopmentofourpartyshisticalexperienceaccumulated.Twoisour

9、partyunderthenewhisticalconditionsstrengthenthepartysconstructionofanew“rectificationmovement.“Grassrootspartyganizationsshouldalwayscatchthehardwkresultsiented.Twoeducationaloutcomesarelongtermientedbecomeanimptantimpet

10、usfthewk.“Two“shouldhavethreekindsofconsciousness“two“studyeducationbasiclearningliesinthedoing.OnlytheConstitutionaddresstheseriesofpartyrulesdosolidwkbequalifiedpartymembershadasolidideologicalbasis.Onlythe“l(fā)earning““d

11、o“realunitytofma“l(fā)earnlearndodo“thevirtuouscycleultimatelyachievethefundamentalobjectiveofeducation.Thisrequiresthattheganizationlearningeducationneedthreekindsofconsciousness:oneistoestablishanintegratedawareness.“Learn

12、ing““do“whatcarisTwowheelbirdwingsneedtogohinhoneendcanbeneglected.Communisttheeticianman.Onlybycloselycombiningtheypracticetogetherindertotrulyrealizetheirvalue.“Learning“istheFoundationtheFoundationisnotstrongshaking““

13、Isthekeytotothoussofaccounts.“Two“education““l(fā)aythebasisgoingto“do“thekeygripsothatthe“l(fā)earning““doing“backtostardsothatthemajityofpartymembers“l(fā)earn“l(fā)earningtheyofnutrientsinthe“doing“practicepartyspurposes.Secondtoesta

14、blishasenseofdepth.“Learning““do“notChudrawnentirelydifferentbuttheganicunityofthewhole.“Two“l(fā)earningeducationweneedtoexpleintegrating“l(fā)earning“in“do“exhibit“do“in“Science“.Toavoidthe“l(fā)earning“intosimpleroominstruction“d

15、o“intoamonotonefdoing.Shouldexplation“l(fā)earn“inthehas“do““do“inthehas“l(fā)earn“ofeducationpracticeofcarriermakesgeneralgrassrootsmemberscanin“l(fā)earn“inthehas“do“ofachievementssensein“do“inthehas“l(fā)earn“ofgetsenserealmakesparty

16、oftheybrainintoheartputfpeopleserviceconceptoutsideofYushaped.Thirdtoadheretolongtermtheawareness.Styleconstructionontheroadfever“two“hadtocatchthelongterm.“Two“studyeducationbynomeansassaultstylewindsptbuttherecurrented

17、ucationwithintheparty.Inrecentyearsthepartysmasslineeducationpractice“threethree“specialeducationingrassrootsbnerichfruitsvastnumbersofpartymemberscadreswithstoodthebaptismofthespirit.“Two“greaterneedtofocusonlongerholdl

18、ongtermtoestablishperfecttheeffectivemechanismoftheeducationfocusingonthecreationoflongtermeducationstrivetomakethevastnumberofpartymemberstomaintaintheirvanguardColmaintainthepartysadvancednaturepurity.Awarenessraisinga

19、ntennasatmosphere–adiscussiononhowleadingcadresofpartymembers“two“current“two“activityisinfullswingupdownthecountrypartycadresasa“keyminity“isbothabarometerimpetus.The“two“meaningenoughdeepistodeterminethepartycadrescanr

20、esolvetostudyhardfirst.Inthe“two“intheprocesssomecadresofhimselfstinglonghighawarenessthatConstitutionPartyrulesissimpleitsnotwthbotheringsomepartycadresthinkspeakserieshasnothingtodowiththegrassrootswkwaterbusinesslearn

21、ingseriesofspeechesseenaswindowdressing.These“l(fā)azycasualdecadent“ideaslearninglacksmotivationaseriousimpedimentto“two“effect.JohnStuartMilloncesaidonlyabasicelementofhumanthoughtpatternschangedramaticallyhumandestinycanm

22、akegreatimprovement.Thesameonlypartymembers考題一1、當(dāng)人們面臨純粹風(fēng)險(xiǎn)時(shí)其結(jié)果是（C）A可能遭受損失也可能獲利B、既無(wú)損失的可能，也無(wú)獲利的可能C、只有損失機(jī)會(huì)而無(wú)獲利可能D、獲利的可能性大于損失的可能性2、控制型風(fēng)險(xiǎn)管理的特點(diǎn)（D）A、判定為風(fēng)險(xiǎn)所支出的費(fèi)用是否有效益、B、確定風(fēng)險(xiǎn)是否需要處理和處理C、改變引起意外事故和擴(kuò)大損失的各種條件D、為風(fēng)險(xiǎn)作出財(cái)務(wù)上的安排3、保險(xiǎn)是一種合同行為在該行

23、為中，提供損失賠償合同一方是（A）A、保險(xiǎn)人B、受益人C、投保人D、經(jīng)紀(jì)人4、在自愿原則下，投保人與保險(xiǎn)人雙方在平等的基礎(chǔ)上，通過(guò)訂立保險(xiǎn)合同而建立保險(xiǎn)關(guān)系的一種保險(xiǎn)叫做（B）A、法定保險(xiǎn)B、自愿保險(xiǎn)C、社會(huì)保險(xiǎn)D、國(guó)家保險(xiǎn)5、在各類保險(xiǎn)中起源最早、歷史最長(zhǎng)的保險(xiǎn)是（A）A、海上保險(xiǎn)B、人身保險(xiǎn)C、火災(zāi)保險(xiǎn)D、房屋保險(xiǎn)6、受益人取得受益權(quán)的唯一方式（C）A、依血緣關(guān)系確定B、依法確定C、被保險(xiǎn)人或投保人通過(guò)保險(xiǎn)合同指定D、依經(jīng)濟(jì)厲害關(guān)系

24、確定7、保險(xiǎn)合同中所規(guī)定的權(quán)利和義務(wù)不得與法律和行政法規(guī)的強(qiáng)制性或禁止性規(guī)定相抵觸，這要求的是（C）A、主體必須合法B、保險(xiǎn)合同主體必須合法C、保險(xiǎn)合同內(nèi)容必須合法D、保險(xiǎn)合同的客體合法8、人身保險(xiǎn)合同中止后兩年內(nèi)雙方未就恢復(fù)合同效力事宜達(dá)成協(xié)議保險(xiǎn)人對(duì)該合同應(yīng)該采取的處理方式（A）A、解除合同B、終止合同C、中止合同D、繼續(xù)合同9、依法成立的保險(xiǎn)合同條款對(duì)當(dāng)事人雙方產(chǎn)生約束力的狀態(tài)稱為（B）A、保險(xiǎn)合同成立B、保險(xiǎn)合同生效C、保險(xiǎn)合同

25、作用D、保險(xiǎn)合同禁止10、保險(xiǎn)合同訂立后有效期內(nèi)投保人對(duì)保險(xiǎn)標(biāo)的應(yīng)遵守國(guó)家有關(guān)消防、安全生產(chǎn)操作，勞動(dòng)保護(hù)等方面的規(guī)定，投保人履行的該義務(wù)是（C）A、如實(shí)告知義務(wù)B、交納保險(xiǎn)費(fèi)義務(wù)C、防災(zāi)防損義務(wù)D、及時(shí)通知義務(wù)11、根據(jù)我國(guó)保險(xiǎn)法的規(guī)定，下列保險(xiǎn)合同中自保險(xiǎn)責(zé)任開(kāi)始時(shí)，合同當(dāng)事人不得解除的保險(xiǎn)合同是（C）A、人身保險(xiǎn)的合同B、以古玩、字畫(huà)為標(biāo)的的保險(xiǎn)合同C、運(yùn)輸工具航程保險(xiǎn)合同D、責(zé)任保險(xiǎn)合同12、合同主體雙方在自愿誠(chéng)信的基礎(chǔ)上，根據(jù)

26、法律規(guī)定及合同約定，對(duì)所爭(zhēng)議的問(wèn)題達(dá)成一致意見(jiàn)，自行解決爭(zhēng)議的方式為（A）A、協(xié)商B、仲裁C、訴訟D、調(diào)解LearnGeneralSecretaryon“twotolearna“strengthening“fourConsciousnesses“imptantspeechcausedastrongreactioninthecountry.Timewatching“redtreasure“theiginofbuildingtheparty

27、backtopowerhowtostrengthenservicesfthemassesimprovepartycohesionfightingtobecomethegrassrootspartymembersmasseshottopic.Grassrootspartyganizations“two“istostrengthentheserviceofpartymemberscadresthepioneerspirit.Distribu

28、tionofgrassrootspartyganizationsinallwalksofpeopleclothingshelterwhichbelongstothenerveendingsofthepartyganizationcommentsreputationhasadirectperceptionofthemasses.Strengthenthepartyaheadofthe“pedal“spiritstrengthenthepa

29、rtymemberscadres“successdoesnothavetobeme““thefirsttobearhardshipsthelastto“servicespirittosetthepartyspositiveimageamongthepeopleisimptant.Grassrootspartyganizations“two“istocleanseallpeoplenothappynottosee“stereotypes“

30、establishthehonestfaithfuldiligentfaithfthepeople.Noneedtoavoidmentioningthatsomemembersofourpartycannotstthe“money“crosionoftemptationthinXuZhousuchabusecruptbriberymalfeasancebersrats.TwoistocleanupthinXuZhoussolutiont

31、orestethepartysfreshnaturalsolidhonestwkstyle.Cleansing“takeeatcard“undesirablebehaviour“crosshardcoldpush“attitude.Grassrootspartyganizations“two“istostrengthenthesenseofdinarypartymembersparticipatinginconsciousnessuni

32、tyconsciousness.Freasonsknownmembersofgrassrootspartybrancheslessmobilelessresourcestheconstructionofpartyganizationshavesomelag.Twostudiesistofocusonthegrassrootspartybranches“l(fā)oosesoftloose“problemadvancethepartymember

33、scadres“agangwking““HongKongrept.“Strongcleanupactionsstyleramblingpresumptuous“unqualified“partymemberspaysspecialattentiontopartymemberscadres“joiningpartyofthought“problem.“Partybuilding“isobtainedinthelongtermdevelop

34、mentofourpartyshisticalexperienceaccumulated.Twoisourpartyunderthenewhisticalconditionsstrengthenthepartysconstructionofanew“rectificationmovement.“Grassrootspartyganizationsshouldalwayscatchthehardwkresultsiented.Twoedu

35、cationaloutcomesarelongtermientedbecomeanimptantimpetusfthewk.“Two“shouldhavethreekindsofconsciousness“two“studyeducationbasiclearningliesinthedoing.OnlytheConstitutionaddresstheseriesofpartyrulesdosolidwkbequalifiedpart

36、ymembershadasolidideologicalbasis.Onlythe“l(fā)earning““do“realunitytofma“l(fā)earnlearndodo“thevirtuouscycleultimatelyachievethefundamentalobjectiveofeducation.Thisrequiresthattheganizationlearningeducationneedthreekindsofconsc

37、iousness:oneistoestablishanintegratedawareness.“Learning““do“whatcarisTwowheelbirdwingsneedtogohinhoneendcanbeneglected.Communisttheeticianman.Onlybycloselycombiningtheypracticetogetherindertotrulyrealizetheirvalue.“Lear

38、ning“istheFoundationtheFoundationisnotstrongshaking““Isthekeytotothoussofaccounts.“Two“education““l(fā)aythebasisgoingto“do“thekeygripsothatthe“l(fā)earning““doing“backtostardsothatthemajityofpartymembers“l(fā)earn“l(fā)earningtheyofnut

39、rientsinthe“doing“practicepartyspurposes.Secondtoestablishasenseofdepth.“Learning““do“notChudrawnentirelydifferentbuttheganicunityofthewhole.“Two“l(fā)earningeducationweneedtoexpleintegrating“l(fā)earning“in“do“exhibit“do“in“Sci

40、ence“.Toavoidthe“l(fā)earning“intosimpleroominstruction“do“intoamonotonefdoing.Shouldexplation“l(fā)earn“inthehas“do““do“inthehas“l(fā)earn“ofeducationpracticeofcarriermakesgeneralgrassrootsmemberscanin“l(fā)earn“inthehas“do“ofachieveme

41、ntssensein“do“inthehas“l(fā)earn“ofgetsenserealmakespartyoftheybrainintoheartputfpeopleserviceconceptoutsideofYushaped.Thirdtoadheretolongtermtheawareness.Styleconstructionontheroadfever“two“hadtocatchthelongterm.“Two“studye

42、ducationbynomeansassaultstylewindsptbuttherecurrenteducationwithintheparty.Inrecentyearsthepartysmasslineeducationpractice“threethree“specialeducationingrassrootsbnerichfruitsvastnumbersofpartymemberscadreswithstoodtheba

43、ptismofthespirit.“Two“greaterneedtofocusonlongerholdlongtermtoestablishperfecttheeffectivemechanismoftheeducationfocusingonthecreationoflongtermeducationstrivetomakethevastnumberofpartymemberstomaintaintheirvanguardColma

44、intainthepartysadvancednaturepurity.Awarenessraisingantennasatmosphere–adiscussiononhowleadingcadresofpartymembers“two“current“two“activityisinfullswingupdownthecountrypartycadresasa“keyminity“isbothabarometerimpetus.The

45、“two“meaningenoughdeepistodeterminethepartycadrescanresolvetostudyhardfirst.Inthe“two“intheprocesssomecadresofhimselfstinglonghighawarenessthatConstitutionPartyrulesissimpleitsnotwthbotheringsomepartycadresthinkspeakseri

46、eshasnothingtodowiththegrassrootswkwaterbusinesslearningseriesofspeechesseenaswindowdressing.These“l(fā)azycasualdecadent“ideaslearninglacksmotivationaseriousimpedimentto“two“effect.JohnStuartMilloncesaidonlyabasicelementofh

47、umanthoughtpatternschangedramaticallyhumandestinycanmakegreatimprovement.Thesameonlypartymembers25、在機(jī)動(dòng)車輛保險(xiǎn)基本險(xiǎn)中，保險(xiǎn)賠款金額經(jīng)保險(xiǎn)合同雙方確認(rèn)后，按照規(guī)定，保險(xiǎn)人賠付結(jié)案的時(shí)間限制是（B）A、5天B、10天C、15天D、20天26、在責(zé)任保險(xiǎn)中，以期內(nèi)索賠式為承?；A(chǔ)的，保險(xiǎn)人不予負(fù)責(zé)的責(zé)任是（D）A、保險(xiǎn)單終止之前發(fā)生的責(zé)任事

48、故B、保險(xiǎn)單有效期間內(nèi)發(fā)生的責(zé)任事故C、保險(xiǎn)單有效期間以前發(fā)生的事故D、保險(xiǎn)單終止后發(fā)生的事故26、根據(jù)國(guó)內(nèi)貨物運(yùn)輸保險(xiǎn)規(guī)定，對(duì)于全程是公路運(yùn)輸貨物時(shí)，保險(xiǎn)人不承保賠償責(zé)任的情況有（D）A、水災(zāi)、爆炸、雷電導(dǎo)致的損失B、洪水、地震所致的損失C、裝卸人員違規(guī)操作所致的損失D、因盜竊和整件提貨不著造成的損失27、與其他財(cái)產(chǎn)相比，農(nóng)業(yè)保險(xiǎn)具有獨(dú)特的保險(xiǎn)特征，由于各地區(qū)的地形、氣候、土壤等自然條件不同，確定了農(nóng)業(yè)保險(xiǎn)只能根據(jù)各地區(qū)的實(shí)際情況確定

49、承保條件的表述反映出農(nóng)業(yè)保險(xiǎn)的特征是（A）A、地域性B、季節(jié)性C、連續(xù)性D、政策性28、機(jī)動(dòng)車交通事故強(qiáng)制保險(xiǎn)在全國(guó)范圍內(nèi)實(shí)行統(tǒng)一的責(zé)任限額分為（B）以及被保險(xiǎn)人在交通事故中無(wú)責(zé)任的賠償限額。A、傷殘補(bǔ)助費(fèi)用、健康補(bǔ)助費(fèi)用、財(cái)產(chǎn)損失賠償費(fèi)用B、死亡傷殘賠償限額、醫(yī)療費(fèi)用賠償限額、財(cái)產(chǎn)損失賠償限額C、死亡傷殘賠償限額、疾病費(fèi)用賠償限額、財(cái)產(chǎn)損失賠償限額D、傷殘補(bǔ)助費(fèi)用、醫(yī)療費(fèi)用賠償限額、財(cái)產(chǎn)損失賠償限額29、在信用保險(xiǎn)承保風(fēng)險(xiǎn)中，買房拒絕

50、履行合同的風(fēng)險(xiǎn)屬于（A）A、商業(yè)風(fēng)險(xiǎn)B、政治風(fēng)險(xiǎn)C、法律風(fēng)險(xiǎn)D、信用風(fēng)險(xiǎn)30、在我國(guó)企業(yè)財(cái)產(chǎn)保險(xiǎn)綜合險(xiǎn)的附加險(xiǎn)主要有（A）A、露堆財(cái)產(chǎn)保險(xiǎn)B、水管破裂保險(xiǎn)C、破壞性地震保險(xiǎn)D、雹災(zāi)保險(xiǎn)31、在人壽保險(xiǎn)的定價(jià)假設(shè)中，通常平均保額的單位是（C）A、以萬(wàn)元為1單位B、以百元為1單位C、以千元為1單位D、以十元為1單位32、王某投保人身意外傷害保險(xiǎn)一份，保險(xiǎn)期限為2001年1月1日至2002年1月1日，且合同規(guī)定的責(zé)任期限為180天，加入王某于