金融分業(yè)經(jīng)營(yíng)與混業(yè)經(jīng)營(yíng)研究.pdf

1、廣西大學(xué)碩士學(xué)位論文金融分業(yè)經(jīng)營(yíng)與混業(yè)經(jīng)營(yíng)研究姓名：劉仁松申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：尹建國(guó)200405010nFragmentafandBIendbankingsystemAbstractTheblendbankingsystemregaineditsleadingpositioathroughouttheWescerncountriesinthe1990sWithitsentranceintoWTOattheendofl

2、astcenturyChinawillhaveanoverallopenbankingmarketin2006，accordingtorelevantpromisen，Thus，ChinesefinancialworldwithitspresentfragmentalbankingsystemwillundoubtedlyfacefiercecompetitionofWesternfinancialegcoonsStartingwith

3、“riskefficiencytheory”and“specJalpurposedassetstheory”，thepaperaralysesthe“b]end—fragmental—blend”transitionprocesshappenedintheWesternfinancialfie]d，andpointsoutitsunderlyingreasonsAftercomparisonofthetwoblendperiods，th

4、eauthorconcludesthatblendedbankingsystemwillbeaffectedbyfactorsoffinancialmarketization，managementofbankingfactlities，thefinancjalsupervisionandlawgoverningenvironment，ectItisneeessai，ytocarryoutfragmentatbankingsystemte

5、mporarJ1YunderourdomostiCCircnmstaneesButoncoastderationofoklrinternationalenvironment，theblendbankingsystemiSournaturaldevelopmenttrendTheCUI‘Fentsituation，withdisadvantages1ikeirrationa]administeringstructureby1egalper

6、sonsoffinancialinstiutions，undevelopedseeuritiesmarket，insufficientfinancialsuperviSionandimperfectfinancialrules，makesitimpossibletocarryoutblendbankingsysteminllnediatelyThe，thepaperproposesathree’stagedevelopmentstrat

7、egy，andpointsoutl：hatourtaskatpresent1stocreatconvenientenvironmentfortrgnsitionincludingestab]shingthesupervisoryefficiencyetcKeyword：Fragmentalbankingsystem：blendbankingsystem：administeringstructureby1egalpersons：funct