淺析次貸危機(jī)和歐債危機(jī)及對(duì)中國(guó)的啟示

1、第三屆大學(xué)生改革與發(fā)展經(jīng)濟(jì)論壇姓名：名：_____________________學(xué)號(hào)：號(hào)：_____________________班級(jí)：級(jí)：_____________________指導(dǎo)教師：師：_____________________提交時(shí)間：間：_____________________國(guó)際經(jīng)濟(jì)貿(mào)際經(jīng)濟(jì)貿(mào)易系易系制淺析次貸危機(jī)和歐債危機(jī)及對(duì)中國(guó)的啟示2淺析次貸危機(jī)和歐債危機(jī)及對(duì)中國(guó)的啟示淺析次貸危機(jī)和歐債危機(jī)及對(duì)中國(guó)的啟示[摘

2、要]重點(diǎn)探討了當(dāng)前金融危機(jī)包括美國(guó)次貸危機(jī)和歐洲主權(quán)債為危機(jī)對(duì)中國(guó)的影響。次貸危機(jī)引發(fā)了全球性的金融風(fēng)暴，剖析次貸危機(jī)成因，深刻反思借鑒教訓(xùn)，研究探索風(fēng)險(xiǎn)管理對(duì)策和措施，提升風(fēng)險(xiǎn)控制水平，確保中國(guó)商業(yè)銀行安全、高效、穩(wěn)步發(fā)展。隨著歐元區(qū)主權(quán)債務(wù)危機(jī)的不斷蔓延歐元區(qū)國(guó)家主權(quán)債務(wù)問題已經(jīng)成為當(dāng)前全球熱門話題。以希臘為首的“歐豬五國(guó)”(PIIGS)的主權(quán)債務(wù)危機(jī)正在由金融市場(chǎng)向?qū)嶓w經(jīng)濟(jì)蔓延市場(chǎng)似乎嗅到了2008年秋雷曼兄弟破產(chǎn)時(shí)的味道并且擔(dān)心

3、全球經(jīng)濟(jì)會(huì)二次探底。在這種背景對(duì)歐洲債務(wù)危機(jī)發(fā)生的背景、原因及對(duì)中國(guó)的影響和啟示進(jìn)行探討。[關(guān)鍵詞關(guān)鍵詞]次貸危機(jī)；歐債危機(jī)；商業(yè)銀行；風(fēng)險(xiǎn)管理；AccdingAccdingtotothethesubprimesubprimemtgagemtgagecrisiscrisisthetheEuropeanEuropeandebtdebtcrisiscrisisrevelationrevelationtotoChinaChinaAbstrac

4、t：DiscussedtheimpacttoChinafromthecurrentfinancialcrisisincludingtheussubprimemtgagecrisistheEuropeansovereigndebtcrisis.Thesubprimecrisistriggeredtheglobalfinancialstmthenanalyzedthesubprimecrisiscausesreflectedreferenc

5、elessondeeplyaresearchexpledriskmanagementcountermeasuresmeasureswhichpromotedriskcontrollevelensuredthatChinascommercialBanksofsafetyhighefficiencysteadydevelopment.Astheeurozonesovereigntydebtcrisisspreadingtheeurozone

6、states’sovereigntydebtproblemhadbecometheglobalhottopic.Greeceheadedf“thepigfive”(PIIGS)ofthesovereigntyofthedebtcrisiswhichwasspreadingfromthefinancialmarketstoeconomicentitymarketseemedtosmellthatthelehmanbrothersbankr

7、uptcyinthefallof2008wriedabouttheglobaleconomywillbethesecondcrisis.InthisbackgrounddiscussedtheEuropeandebtcrisis’sbackgroundcausesimpacttheenlightenmenttoChina.Keywds：Subprimemtgagecrisis；Europedebtcrisis；CommercialBan