孟加拉國鄉(xiāng)村銀行發(fā)展模式研究【外文翻譯】

1、外文題目：InRuralBangladeshBankDevelopmentPattern出處：AsiaMonit:SouthAsiaMonit作者：者：ClaudioGonzalezVega原文：文：InRuralBangladeshBankDevelopmentPatternByClaudioGonzalezVegaBangladeshgrameenbankthehisticalbackgroundoftheemergenceTheN

2、obelpeaceprizef2006wasawardedinBangladeshmuhammadyunusgrameenbankestablished.InruralBangladeshbank(alsocalledgrameengrameenbank)sinceitsinceptionsuccessfullyinBangladeshintroducedapopeasanthouseholdsmicrofinancemodelthew

3、holewldatremendousechoitsfoundermuhammadyunusearnedbankertotheporeputation.In1976muhammadyunuslendingexpedtohundredvillages.In1983classicsbycongressBangladeshgovernmentlicencesmuhammadyunuscreateestablishedtohisGrameenBa

4、nknamedsomebody(i.e.GrameenBankGrameeninBengaliinthe“village“means).Thisemergingbankingsoonreceivedalotofpublicsupptfdevelopingcountriesimplementmicrofinanceprovidesagoodreference.inruralBangladeshbankoperationmodeFdinar

5、ycommercialBanksinBangladeshitprovidessmallloansoftenisanotyetbravedalsoDisdaintosetfootinthefield.scatteredintoabanksmallscalecollectiverelationship.OntheonehBanksgroupbetweenis“trust“.Muhammadyunuszhao:pobanker.Aslonga

6、stheteameverymemberontimereimbursementtheycangettothebankloanunceasinglytherightButifonebreachtheteamothermembersalsowillbeso“reputation“damaged.Ontheotherhteammembersareresponsiblef“between“mutualrelationship.Duetotheir

7、owninterestsarecloselyrelatedeveryoneinchoosingaloangroupmatesalwayscautioncreditnotbeautifulpersonoftennomantakereason.Sobankpreviouslyhadtopaythecostofsupervisionqualificationexaminationweretransferredtobrowersofbodyop

8、erationcostnaturedecreases.TherefeinruralBangladeshbankingmodelisanongovernmentalganizationswkinginmicrofinancemodethemanagementinstitutionitselfimplementcommercializedmanagementwhichrequiresthesamecommunitysocialeconomi

9、cstatusofsimilarlivesonvoluntarybasiscompositionmutualhelpchooseloangroupprojectmutualsupervisionprojectimplementationSharedbrowedresponsibilityIngroupestablishedonthebasisofcenterasloandealtechnicaltrainingplacesAllowfa

10、rmersininstallmentreimbursementbutmustberegularlyattendcenteractivitiesToabidebythebankdisciplinebasedonthesuccessoftheprojectontimereimbursementoffarmersimplementscontinuouslendingpolicies.Dishesgallaskingdomgrameenbank

11、operationmodeofanotherimptantacteristicismarketizedoperations.Muhammadyunushighlynotalwaysrelyonthegovernmentexternalassistancesustainbankalsonotunconditionallytopovillagersalmsitiesbutasafullymarketientedmeansselfrelian

12、ceofenterprises.FexampleinruralBangladeshbankprovidessmallloansofinterestthandinarycommercialbankinterestrateisuptofourpercentagepointsEveniffloodingtnadoesetcdisasterthebankalsowontfreevillagersloanbutjusttohelptheirres

13、tructuringloanschemeInprovidingservicetovillagersbankprovidesthefreeserviceevenneverishelpingthemwholesalevegetableseedsiodinatedsaltlifestyleetc.AlthoughhavereceivedtensofmillionsofdollarsofdonationlowinterestloansBangl