住房抵押貸款一級市場應(yīng)用分析及證券化研究比較.pdf

1、天津大學(xué)碩士學(xué)位論文住房抵押貸款一級市場應(yīng)用分析及證券化研究比較姓名：孫建偉申請學(xué)位級別：碩士專業(yè)：工商管理指導(dǎo)教師：王春峰2002.1.1AbstractrhisthesisfocusesonhowtoenlargetheeffectivedemandofcommodityhouseintherealestatemarketThroughiIlustratingthebasicprincipleofloanbasedmortgage‘

2、backedandapplicationanalysisintheinitialmarketofrealestatefinancialmarket，itcanbeconcludedthatinthesystemofChineseteaIestatefinanciafmarket，housemortgage。backedloansponsoredbycommercialbanksadaptstothepracticalsituationo

3、fChinesereaiestatemarketatpresent，enhancestheinhabi[ants’abililytobuycommodityhouse，fac；litarestoachievetheaimofenlargingeffectivedemandsofcommodityhouseinoLIrcountryHowever，widelyimplementinghousemortgage‘backedloan，som

4、ereIativeproblemsderivingfromitmustturnupForexample，howtoavoidthefinancialriskinthecourseofpracticinghousemortgage—backedloan，howtoimprovetheefficiencyofrealestatefinancialmarketandhowtoenlargethescaleofrealestatefinanci

5、almarket，etc，everywhichoftheseproblemsisthecrucialelementonhowtosupportthedemandofcommadjtyhousecontinuallyandeffectivelyintherealestatemarketOnnilehandthethesisgiYeSthesatisfactorysolutiontotheseproblemsthroughintroduci

6、ngtheconceptofasset—backedsecuritization，establishingtheadvancedmarketofhousemortgagebackedloan，meanly，initiatinghousemortgagebackedsecuritiesintherealestatefinancialmarketBywayoftakingsuchmeasurement，notonlycanweresolve

7、theproblemsintheinitialmarketofhousemortgage—backedloanmentionedabove，butcanfurtherimpelthedeve[opmentandimprovementinthebusinessofhousemortgagebackedloanExceptforthequalitallveanalysts，withtherespectofqoantitativeanalys

8、is，througherectingthemodelofsupplydemandanalysisbasedonmicroeconomicsthethesisdemonstratestheeconomicsprincipleofenlargingeffectivedemandOilrealestatemarketunderthecircumstaneesthatmortgagebackedsecuritiesappliedinthepra

9、cticeofhousemortgagebackedloan0ntheotherhand，thethesisintroducesthePracticeofreaIestatesecuritizationinsomedevelopedcountriesandregionsaswellascharacteristicscomparisonamongthem，meanwhile，thethesisespeciallytracesbackthe

10、historyofSeCuritizatjonjntheU，SofAmerjcan～thesponsorofassetbackedseeuritizationwhoseexperienceisveryvaluableforustostarthousemortgage—backedsecuritiesandexplorethepropermodelinpresentrealestatefinancialmarketinourcountry

11、Atlast，arealestatebackedsecuritizationcaseisattachedinthethesiswhichheIPusrealizethemortgage—backedsecuritizaionfromprinciple，methodandpracticecomprehensivelYanddirectly，what’smore，whicheniightenustorecognizethecrucialme