我國(guó)國(guó)有獨(dú)資商業(yè)銀行面對(duì)“入世”沖擊的應(yīng)變策略.pdf

1、復(fù)旦大學(xué)碩士學(xué)位論文我國(guó)國(guó)有獨(dú)資商業(yè)銀行面對(duì)“入世”沖擊的應(yīng)變策略姓名：胡清申請(qǐng)學(xué)位級(jí)別：碩士專(zhuān)業(yè)：工商管理指導(dǎo)教師：陳穎杰2001.10.25AbstractAfinalvoteontheChina’saccessiontoWT0willbetakenatthe4thsessionministerial1evelconferenceoftheWorldTradeOrganization(WTO”)，whichistobeheldfro

2、m9to13November2001ItisbelievedbytheexpertsthatChinawilldefinitelybeadmittedtotheWTOwithinthisyearAccordingtotheagreementsreachedbetweenChimandUS，ChinaandtheEUoiltheChina‘sentryinto、ⅣTOChina’sfinancesectorwillopengraduall

3、ytotheforeignmarketAsfarasthebankingindustryisconcerned：intermsofbusinessaccesstheforeigninvestedbanksareallowedtoconductalltypesofforeigncurrencvbusiness缸theyearofChinasentryintoWTOandtoofferR^dBbusinesstothelocBlreside

4、ntsfiveyearsaftertheentry：whileintermsofregionaccessanumberofcitieswillopeneachyearfortheforeigninvestedbankstodMBbusinesssincetheentryyearandallthedistrictlimitationswillberemovedontheRMBbusinessfiveyearsafteltheentryIn

5、contrasttotheeconomicrecessionofworldpowersfegtheGDPgrowthratesoft11eUS，JapanandtheEUwereonly5％，l7％and3撕respectivelyin2000)，theChina’seconomycontinueditsstrongandsteadygrowthThegrowthrateofCbinasGDPwas8％in2000andisexpect

6、edteach73％iIl200land75％in2002InviewofthisoverseasfmancialinstitutionshavespeededtosetupbranchesinChinatosoizet11ehugepotentialmarket，andthistrendwillgoonWiththegradualopeningofChina’sbankingindustrytotheforeignmarketthef

7、oreigninveatedbankswillrushtograbmoreandmoredomesticmarketshareConsequently，ChinasdomestictmkingindustryistobeseriouslychallengedItisknowntoallthatthestatesolelyownedcornnnercial弧shaveplavedanirreplaceablereleinthedevelo

8、pmentofthenationaleconomyandwillhaveandirecteffectonthegrowthofthebankingindustryInthisregard，atopiconhowthestatesolelyownedcommercialhankssurviveandthriveinthecompetitionhasbeenoneofthemuchdiscussedtopicsinChina’sbankin

9、gindustryrecentyearsStartingwiththebasicrequirementsandstiputationsofWTOontheopeningofthebankingindustrythethesiscomparesthecurrentop01111essofbankingmdustryinChmawiththerequirementsof、ⅣTOAndthenbyanalyzingtheopportuniti

10、esandchallengesforthestatesolelyownedcommercialbanksaftertheChina’saccessionto、ⅣTOaswellastheadvantagesanddisadvantagesinthecompetitionwithforeigninvestedbanks，thisthesistriestoofferafullrangeofeffectivestrategiesforstat