壽險(xiǎn)公司內(nèi)含價(jià)值研究.pdf

1、學(xué)校代號(hào)：10532學(xué)號(hào)：S03181053密級(jí)：湖南大學(xué)碩士學(xué)位論文壽險(xiǎn)公司內(nèi)含價(jià)值研究Y892625雯焦寶埴厶絲名；圍劍昱啞蛙名丞驅(qū)整i莊籃左副熬援量差蔓焦；壘融堂醫(yī)童些墨整!金融生監(jiān)塞逞至目期12QQ至4』_=』!Q旦迨窒簍整目塑i2QQ生』旦21旦簧翅蠶雖盒圭鹿；奎堡蘊(yùn)熬攫壽險(xiǎn)公司內(nèi)含價(jià)值研究AbstractThispaperdiscussestheembeddedvalueoflifeinsurancecompaniesEmb

2、eddedValue(EⅥisameasureoftheconsolidatedvalueofshareholders’interestsinthecoveredbusinessaftercarefullyconsideringtheriskfactorsItiscomposedbyin—forcebusinessvalueandNetAdjustedValueTheinternationalinsuranceindustryhaslo

3、ngusedthiskindofmethodintoeveryaspectofcorporationmanagementanddecisionmakingTheChineseinsuranceindustryhasjustimportedthismethodintoInsuranceindustryandmainlyusedinIPOofinsurancecompaniesItishardtogetanypaperorthesistha

4、tdiscussesembeddedvaluetogetherwithcorporatevalue—basedmanagementAtthisverystagethatChineseinsurancemarkethasalreadyopenedtotheworldcompletelyweChineseinsurancecompanieshavetocompetewithinternationalgiantinsurancecompani

5、es，toimprovetheabilityofdailymanagement，toswitchfrommarketsharerunningprincipletovalue—basedmanagementandimprovementInthisveryaspect，embeddedvaluecanhelpalot!So，thispaperreviewsthedevelopinghistoryofinternationalandnatio

6、nalresearchresults，disclosurestheactuarialprinciplesthatliesbehindembeddedvalue，explainsthespecificstepsinthecalculationofembeddedvalueanddiscussestheshortcomingsoftraditionalembeddedvalueevaluationmethodThen，furthercomm

7、entisgivenoutontheapplicationofembeddedvalueinthemanagementprocessofmarketingbasedonanalyzingtheshortcomingsofrulesthatarcsetbyCIRCandthecalculationofatraditionalparticipatingendowmentinsuranceIhopethatthispaperwilldeepe