基于神經網絡的中國商業(yè)銀行效率綜合評價.pdf

1、大連理工大學碩士學位論文基于神經網絡的中國商業(yè)銀行效率綜合評價姓名：陳國斌申請學位級別：碩士專業(yè)：會計學指導教師：遲國泰20050301AbstractAsacoreofthefinancialsystem，theefficiencyofbankingwilldirectlyaffectsthedevelopmentofnationaleconomyThus，hotspotoftheoreticalresearch，abstractly

2、andrealisticallyessentialanalysisbasedonefficiencyappraisalofcommercialbankshasbecometheimportantaspectofpolicyformulationtoensureeriectivedevelopmentofthefinancialmarketThisarticleismadeupoffivepartsFirstchapter：forewor

3、dThesecondchapteristheconstructionoftheefficiencyindexsystemnle也irdchapteristheappraisalmodelbasedonBPneutralnetworkanditspracticalcalculationnlefourthchapteristheanalysisofoutcomingswithcorrespondingpolicyadvisesandthel

4、astone，conclusionOnthegroundofthewidelychosenemciencyindexesofcommercialbankswesetupanewindexsystemafterprincipalcomponentanalysisonoriginaldata，andwealsosetupanemciencyappraisalmodelbasedonBPneutralnetworkTherearealsope

5、rtinentadvicesbasedonpracticalcalculationandanalysisAppraisalresultshowsthattheefficiencyoftheioint—stockcommercialbanksisbetterthanthatofthenonjointstockonesandfourstateownedcommercialbanksdidbadlyintheirefficiencyappra

6、isalAmongthejoint—stockcommercialbanksShanghaiPudongDevelopmentBankhasthehighestefficiencyandChinaCommunicationbankfinisheslastOfthestateownedbanks，ChinaBankfinishesthefirstandChinaAgricultureBankgetslastAnalysisonapprai

7、salresultsindicatesaremarkablediseconomyonscaleinchinacommercialbanks，thatistosaytheincreaseofassetswillnoterdaancetheefficiencyofcommercialbanksT11isarticlesuggestsaprudentialincreaseofassetsandtodevelopanefficientmanag

8、ementsystemAIso，commercialbanksshoulddefinitethepropertyrighttoenhancetheirefficiencybystockrefomationThefirstinnovationofthisP8廿erliesinthenewindexsystemwhichkeeps92876％oftheoriginalinformationandavoidstheinfluenceofthe

9、COe伍cientbetweendifferentindexeson1aterappraiseSecondlynewindexsystemgetsevenmoreinfclnnationfromthewidelychosenoriginalindexesnlirdlyweavoidtheinfluencecomesfromthe1ackoflearlqualitythroughtakingintoaccountofthOSeindexe

10、sofloan甲mm了。Fourthly，wesuccessfullykeeptheinformationofdiversityandinnerinfluencebetweendifierentindexesthroughpromotedstandardizingmethodofformaldata_——一averagemethodFifthlywefindthemainlyinfluencingfactorsthroughdirect

11、obliminmethodand，basedonwhich，weputforwardcorrelativemeasuresandadvisestoimprovetheefficiencyofChina’sCommercialBanksSixthlywesetupaappraisalmodelbenefitsfromtheselfstudyingandselforganizingBPneutralnetworkwhichhasgetrid

12、oftheinfluenceofthefactitioussubjectivefactorsandfuzzystochasticonesLastlyweproveddiseconomyonscalethroughcoefficiencyanalysisandsignificanceanalysisKeyWords：BankEfficiency：EfficiencyAppraise；PrincipalComponentAnalysis)B