構建新型的國有商業(yè)銀行經營機制研究.pdf

1、福建農林大學碩士學位論文構建新型的國有商業(yè)銀行經營機制研究姓名：孫琴月申請學位級別：碩士專業(yè)：農業(yè)經濟管理指導教師：張文棋2001.5.1Studiesontheoperationalmechanismofthestate——ownedcommercialbanksAbstractInrecentyears，thestale——ownedcommercialbankshavebeenfacingwiththeconditionthatt

2、hecreditassertsqualityispoor，theeconomicben—efitsaredropping，theoperationalactivityisunvigorousAllthesequestionshavebeenhighlyconcernedOneofthemostimportantcausesisthatthecurrentoperationalmechanismofthestate—ownedbanksi

3、snotsuitablewiththedemandsofthemoderncommercialbanksThecurrentoperationalmechanismisunperfectandinflexible，whichshowinthefollowingaspects：ithasnopropertyrightsubjectsanditsrelationshipisblurredmarketingconsciousnessiswea

4、kthecredit—assertsmanagementmechanismisdeffi—cientandthemechanismofthecreditassertsriskpreventingisunperfecttheefficientofcapitalrunningislowfifthly，themechanismofinternalriskcontrolisweakthemechanismofusingofhumanresour

5、sesisundynamicthebenefitsharingsystemisunfairthemechanismoftheCOStcontrolisunkeenAlltheseproblemsinfluencedandrestrictedseriouslythereformqualityandstepsofthestate—ownedcommercialbanksTherefore，inor—dertostrengthenthecom

6、petitivenessandoperationaleffectandtoenhancethemanagementlevel，thestate—ownedcommercialbanksmustspeedupthestepsofthereform，especially，transformingthecurrentoperationalmechanismisthecoreandcrucialofthereformbecausethemech

7、anismisthesoulofthebodySobuildingupanewoperationalmechanismofthestateownedcommercialisaurgentthingtosolveBasedonthese，thisthesisenterfromtheconceptofoperationalmecha—nismofthecommercialbanks，analysethenecessaryofbuilding