我國商業(yè)銀行自助服務(wù)發(fā)展及風(fēng)險防范.pdf

1、西南財經(jīng)大學(xué)碩士學(xué)位論文我國商業(yè)銀行自助服務(wù)發(fā)展及風(fēng)險防范姓名：周愛軍申請學(xué)位級別：碩士專業(yè)：工商管理碩士(MBA)指導(dǎo)教師：高晉康20021101AbstractSelf—serviceBankingiswaysofserviceprovidedbycommercialbanksthosecustomersdobankingbusinessthroughequipmentItalsobreaksthroughthelimitation

2、oftraditionaloutletsandplaysanimportantroleinprovidingpersonalizedserviceDrivenbythefastdevelopmentofelectronictechnology，Self—。serviceBankinghasbeenthefastestdevelopedwayofmodernbankingbusinessandit’salsooneofthebattlef

3、ieldswherecompetitionsamongbanksareintenseWhat’smore，Self—serviceBankinghasturnedintoimportantdirectionwhichleadsmarketingofbankingserviceInthewaveoffinancialcomputerizing，it’sgotfastde)elopedNowwhatcommercialbanksinChin

4、aareabletoprovideaboutSelf—serviceBankingareasfollows：ATM，CDM，BST，POS，InternetBanking，MobileBanking，CorporateBankingandthelikeFastdevelopedandbroadlyaccepted，selfserviceshowspotentialtodevelopfurtherSelf—serviceBankingin

5、ChinalagsbehindcounterpartsindevelopedcountryDuetomultipressurebyreform＆developmentandrestrictionsbylegal＆innermanagementenvironment，theredevelopmentofSelf—serviceBankingalsofacesIRorerisksAtthe蔽esenttime，crimesthataimat

6、bankingequipmentarecommonandfrequentIn—addition，complaintsandcivilsuitsaboutself—serviceareincreasingSo，banksare。pronetobeingsuedforself—serviceargumentsandsomeself—serviceequipmenthavebecomevictimsininsider’scommittingc

7、rimeTheriskofSelfserviceBankingisofdispersion，professionalism，directnessandindirectnessItnotonlythreatensthesecurityofbankingfundbutalsoimperiisthebankingcreditInordertokeeprelatedrisksaway，relevantlegalenvironmentshould