我國消費金融公司信貸風險管理研究

1、分類號： 分類號： 密級： 密級：研 究 生 學 位 論 文論文題目（中文 論文題目（中文） 我國消費金融公司信貸風險管理研究 我國消費金融公司信貸風險管理研究論文題目（外文 論文題目（外文）Credit Risk Management of ConsumerFinance Company研 究 生 姓 名 研 究 生 姓 名 陳怡君 陳怡君學 科 、 專 業(yè) 學 科 、 專 業(yè) 應用經濟學 應用經濟學·金融學 金融學研 究

2、方 向 研 究 方 向 銀行理論與宏觀金融調控 銀行理論與宏觀金融調控學 位 級 別 學 位 級 別 碩 士導師姓名、職稱 導師姓名、職稱 李泉 李泉 副教授 副教授論 文 工 作 論 文 工 作起 止 年 月 起 止 年 月 2015 2015 年 4 月至 月至 2016 2016 年 5 月論 文 提 交 日 期 論 文 提 交 日 期 2016 2016 年 4 月論 文 答 辯 日 期 論 文 答 辯 日 期 2016 201

3、6 年 5 月學 位 授 予 日 期 學 位 授 予 日 期 2016 2016 年 6 月校址：甘肅省蘭州市 校址：甘肅省蘭州市IICredit Risk Management of Consumer FinanceCompanyAbstractWith the vigorous development of China's financial market, the government's determinatio

4、nto deepen financial reform is increasing. Internet banking as a new financial mode of operation isgetting more and more attention. The consumer finance company which is fastest growing and thelargest development potenti

5、al has growing up quickly, gradually going into people's vision tobecome the main force in the consumer finance market industry. The establishment of consumerfinance companies can supplement the existing financial sy

6、stem and stimulate private potentialconsumer demand, to become a real inclusive finance. The credit business-based consumerfinance company, its core management is the effective credit risk management. The credit riskmana

7、gement of consumer finance company can effectively increase their risk identification andrisk resistance capacity, improve risk management and risk management of full awareness,enhance the adaptability of existing financ

8、ial markets, which has a great significance of balancingthe development of the financial markets, building healthy and stable financial marketenvironment.Firstly, by introducing credit risk management measures of three d

9、omestic consumer financecompanies, I summarized development problems of domestic consumer finance companies at thepresent stage; secondly, combined with analysis of the development of foreign consumer financecompanies in

10、 the credit risk management, results in valuable development experience of theforeign consumer finance companies, and got the useful ability to learn for our consumer financecompanies; Finally, at the background of prese

11、nt stage of the consumer finance industry andrealities, I put forward corresponding countermeasures and suggestions of China's consumerfinance companies on how to further strengthen credit risk management, ensuring t