我國機動車交通事故責任強制保險制度實施中的問題和對策研究.pdf

1、華東師范大學碩士學位論文我國機動車交通事故責任強制保險制度實施中的問題和對策研究姓名：聶冰申請學位級別：碩士專業(yè)：公共管理學指導教師：曹雪琴20070901ABSTRACTInChinaithasbeennearlyoneyearsinceTheRegulationofVehicleCompulsory1laf“cAccidentLiabilityInsurance(hereinafterreferredtoasCompulsoryTr

2、afficInsurance)effectedonJuly1，2006ThisRegulationmakesfullUSeOftheCompulsoryTrafficInsurance’ssocietymanagementfunction，andputsimportantsignificanceinconsummatingChineselegislationsystem，protectingpeople’slifeandproperty

3、safetypromotingtrafficsafetyandmaintainingsocietystabilityInChinatheCompulsoryTrafficInsuranceRegulationexertsimportantinfluenceinmanyaspectsHowevef，duetotheInsufficiencyoftheRegulationitselftherearemanyproblemsandcontra

4、dictionsInitspracticalimplementingcourseInordertorealizetheHumanisticSpiritoftheCompulsoryTrafficInsuranceRegulation，preventandminimizetheOCCllITeUceoftrafficaccident，andprotecttherightsofthevictimsufferedintrafficaccide

5、nts，weshould，oilthebaseofsummarizingforeigncountries’experience，combiningwithourcountry’sspecialsituation，toexploreallefficientapproachtoperfecttheCompulsoryTrafficInsuranceRegulationThisthesiswouldfocusontheRegulationsc

6、haracteristics，theInsurance’sattribute，anddospecificanalysesontheproblemsrisingoutintheRegulationsiItlplementingcourse：thentofindoutcertaincountermeasurestoconsummateChinasCompulsoryTrafficInsuranceRegulationInthisthesis

7、，itstatesthatthemainproblemsrisingoutoftheRegulationsimplementingcourseincludetheinsufficientprotectiontothetrafficaccident’svictim，weakeningtheoperationsubjeet’sriskappraisementfunctionandupliftingtheoperationcostshorto

8、fthefundresourcesofrelatedsupportingsystem(suchastheSocietyAidFund)TheseproblemsandcontradictionsaremainlybrouIginoutbythedislocationoffunctioilofthegovernmentandtheInsurancecompaniesBecausetheCompulsoryTrafficInsuranceh

9、asdistinctattributeasapublicproduct，itsimplementingcourseincludescertainpublicpolicycontentViewingfromtheEconomicsside，theCommercialThirdPartyLiabflityhasexternaleffect，soitcannotfullyexenInfluenceunderthemarketmechanism

10、whichleadingt0themalfunctionofthemarketInordertosolvetheexternalproblem，byputtingitInthepublicproductscope，thegovernmentforcespeopletobuycompulsoryliabilityInsurancethrou【ghlegislationViewingfromtheAdministrationside，asa

11、governmentaladministrafionandmanagementaction，itscharacteristicistosolvecertainsocialproblem，buildprojectthatfitsthepublicbenefit，anddealwiththepublicpropertyandresource。Thesocialproblemssuchasthevictim’sprotection，traff

12、icsafetysocialpublicssafetyandrights，whichallcausedbythetrafficaccidents，thenwouldbetheobjectofthepublicmanagementAstheCompulsoryTrafficInsuranceisapublicproducttobeone，thegovernmentshouldbalancethebenefitandcontradictio

13、nbetweentheapplicantandthesocialpublic，thepowersubjectandtheinsuranceoperationsubject，andsoonAsthepublicmanagementsubject，thegovernmentshouldplaytheleadingroleInviewofnowinChina，theCompulsoryTrafficInsuranceRegulationiso

14、nlyinitsperfectionperiod，everysupplementarymeasumisalsoinitsownestablishmentphase，Soitisadvisedthatfirstshouldperfectthelegislationandotherrelatedsupportingsystems，suchastheSocietyAidFund，andtheDiagnosisandTreatmentStand

15、ardofthe叫urypersonintrafficaccidentandestablishtheinternalmechanismthatwouldbenefittheInsuranceCompany’soperation，thencouldtheCompulsoryTrafficInsuranceRegulationbeconsummatedKEYWoRDVehicle，CompulsoryInsurance，Compulsory