mba論文南昌市推行住房反向抵押養(yǎng)老保險的調(diào)研報告pdf

1、 II目 錄 1. 引言··································

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7、···········1 1.2 調(diào)研目的與意義·······················

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12、·····················2 1.2.2 調(diào)研意義 ·············

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15、;········2 1.3 調(diào)研實施過程 ··························&#

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17、··································3 1.3.1 調(diào)研的時間與地點

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20、183;······3 1.3.2 調(diào)研方式方法及內(nèi)容···························&

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22、;············3 2. 南昌市現(xiàn)行養(yǎng)老模式的現(xiàn)狀及其存在問題 ····················

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24、#183;·5 2.1 南昌市人口現(xiàn)狀及發(fā)展態(tài)勢································

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26、83;·····5 2.2 南昌市現(xiàn)行養(yǎng)老模式面臨的問題····························

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28、83;·6 2.2.1 社會養(yǎng)老保險水平整體偏低 ·······························

29、3;································6 2.2.2 老年人自身養(yǎng)老儲備不夠充足 

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31、183;······················7 2.2.3 家庭養(yǎng)老模式難以滿足老人需求 ··········&

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33、;·········8 3. 南昌市推行住房反向抵押養(yǎng)老保險的可行性 ·······················&#

34、183;·····························10 3.1 城鎮(zhèn)居民家庭自有住房率逐年提高 ···&

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36、;····················10 3.2 國家政策支持住房反向抵押養(yǎng)老保險 ············

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38、#183;······11 3.3 險企具備開展住房反向抵押養(yǎng)老保險能力 ·························

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41、3;··········14 4.1 傳統(tǒng)觀念和現(xiàn)代思維的沖突·······················&

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43、;············14 4.2 相關(guān)政策和配套法規(guī)的缺失·····················&#

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45、··············15 4.3 壽險公司難以掌控房產(chǎn)風(fēng)險···················

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47、#183;···············16 5. 國外開展住房反向抵押養(yǎng)老保險的典型經(jīng)驗簡介 ················&

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50、183;···········18 5.2 加拿大推行住房反向抵押養(yǎng)老保險的經(jīng)驗 ····················

51、3;···························19 5.3 日本推行住房反向抵押養(yǎng)老保險的經(jīng)驗 ·····&

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53、;··········19 6. 完善南昌市住房反向抵押養(yǎng)老保險的建議 ······················&#

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55、向抵押養(yǎng)老保險的啟示 ···································

56、;·························21 6.1.1 強(qiáng)化政府政策的主導(dǎo)作用········&

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58、;·····················21 6.1.2 嚴(yán)格政府對市場風(fēng)險監(jiān)管············&

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60、;·················21 6.1.3 細(xì)分住房反向抵押產(chǎn)品市場 ················

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