外文翻譯---- 瑞士社會健康保險共同支付

1、外文文獻翻譯材料（2010 屆） 屆）瑞士社會健康保險：共同支付 瑞士社會健康保險：共同支付學生姓名 學生姓名 學 號 院 系 醫(yī) 學 院 專 業(yè) 公共事業(yè)管理 公共事業(yè)管理(衛(wèi)生事業(yè)管理 衛(wèi)生事業(yè)管理) 指導教師 指導教師 填寫日期 填寫日期 Characteristics of the Swiss healt

2、h insurance systemIn Switzerland, 100 percent of the population is enrolled in the statutory (basic) health insurance system. In the complementary private insurancesector, the equivalence principle holds – the insured pa

3、y risk equivalent premiums. By comparison,community rating applies in social health insurance, i.e. every person within a sickness fund pays the same premium irrespective of his/her risk.This implies that the so-called g

4、ood risks (persons whose payments exceed their expected expendisubsidize the bad risks (persons with payments below the expected expenditure). With thegiven health care expenditure profiles, community rating means for in

5、stance that the young subsidize the old and that men subsidize women.In contrast to Germany and other countries,Switzerland does not impose any substantial interregional redistribution in financing health care.Premiums a

6、re differentiated according to regional differences in health care expenditure. Furthermore,contributions to health insurance are not paid from the payroll but function as in other insurance sectors.Every individual – ad

7、ult, adolescent or child – therefore pays his/her own premium. Nevertheless, lowincome persons receive a subsidy from the local government as well as from the federal state to pay for health insurance. The average health