論我國健康保險的發(fā)展3

1、論我國健康保險的發(fā)展劉爽目錄目錄一、我國健康保險的發(fā)展現(xiàn)狀.................................................................................................１（一）覆蓋人群逐步擴大和業(yè)務規(guī)模迅速增長........................................................................１

2、（二）經營主體不斷增加和產品供給日益豐富........................................................................１（三）服務領域日益拓寬和社會影響明顯擴大........................................................................１（四）國內健康保險的市場需求潛力巨大................

3、................................................................２二、目前我國健康保險發(fā)展的障礙.........................................................................................２（一）政策和法律等外部環(huán)境還不夠完善................................

4、................................................２（二）健康保險經營模式的風險控制存在缺陷........................................................................２（三）保險公司的商業(yè)健康保險產品缺乏............................................................

5、....................３（四）健康保險的基礎設施不夠堅實........................................................................................３（五）健康保險的產品監(jiān)管政策不到位.............................................................................

6、.......４三、健康保險的發(fā)展對策.........................................................................................................４（一）爭取政策支持，創(chuàng)造有利于健康保險發(fā)展的外部環(huán)境.................................................４（二）完善醫(yī)療風險控制體系，推進醫(yī)療機

7、構和保險公司形成合作機制.............................５（三）設計合理的商業(yè)健康保險產品，完善健康保險產品體系.............................................５（四）建立專業(yè)化的信息管理系統(tǒng)，加快健康保險專業(yè)人才的培養(yǎng).....................................６（五）加強健康保險產品監(jiān)管，創(chuàng)造良好的監(jiān)管環(huán)境...............

8、..............................................６論我國健康保險的發(fā)展劉爽AbstractAftertwentyyearsofefftsalthoughthehealthinsuranceinourcountryhasobtainedsomeachievementstherearealsoalotofproblemsinneedofresolutionsuchasexternalincompl

9、eteenvironmentofpolicieslawsflawedriskcontrolsofbusinessmodellackofhealthinsuranceproductssupervisingpoliciesinplace.Therefewecallfmeeffertstoimprovethecurrentsituation.Finstancestrivingfmepreferencepolicysupptsimproving

10、inriskcontrolsystemdesigningwellhealthinsuranceproductsbuildinguptechnicalInfmationManagementSystemtrainingprofessionalsinhealthinsurancesupervisingtheproductsofhealthinsurance.healthinsurancedevelopmentstrategysupervisi