大學(xué)生群體住房支付能力 摘要翻譯

1、<p><b>　　摘 要</b></p><p>　　新就業(yè)大學(xué)生在剛走向社會(huì)之后，需要面對(duì)很多壓力，其中住房是一個(gè)難題。他們的住房情況已經(jīng)引起了專家、學(xué)者們的注意，對(duì)于家庭環(huán)境稍好的同學(xué)來說，住房問題可以得到父母的資助，但對(duì)于大多數(shù)中低收入家庭的同學(xué)，住房問題是他們無法避免的難題。在剛結(jié)束的兩會(huì)期間，住房問題再次成為人們的焦點(diǎn)。</p><p>　　本文

2、從住房理論入手，從住房過濾理論、住房過渡理論、住房梯度消費(fèi)等理論為基礎(chǔ)，通過實(shí)地走訪調(diào)查，以問卷的形式深入了解新就業(yè)大學(xué)生租房、購(gòu)房的現(xiàn)狀和問題，對(duì)調(diào)查數(shù)據(jù)進(jìn)行統(tǒng)計(jì)、分析，運(yùn)用logistic回歸分析模型分別分析出影響租房承受能力和購(gòu)房承受能力的因素，再結(jié)合這些因素分別測(cè)算不同收入租房和購(gòu)房的可支付能力，得出在不同收入情況下的新就業(yè)大學(xué)生群體是否有住房支付能力。文章最后的部分是結(jié)合昆明市房地產(chǎn)市場(chǎng)的情況與筆者在前幾章提出的結(jié)論，提出目前

3、新就業(yè)大學(xué)生租房、購(gòu)房問題，問題包括在租房方面，城中村改造使得新就業(yè)大學(xué)生的住房壓力加大；租房方式主要以合租為主，月收入少，住房支出有限；公租房供應(yīng)不足，需求過剩；購(gòu)房方面存在的問題有：多方面的原因?qū)е沦?gòu)房支付能力不足；有效供給不足，供需矛盾；首次購(gòu)房?jī)?yōu)惠少，購(gòu)房壓力大。為此，筆者提出的對(duì)策建議有：租房方面，鼓勵(lì)建造大學(xué)生公寓；補(bǔ)貼大學(xué)生租房租金；建議政府使公積金用于租房；降低公租房的申請(qǐng)要求。購(gòu)房方面，鼓勵(lì)房地產(chǎn)企業(yè)提供小戶型低價(jià)位限

4、價(jià)商品房；推進(jìn)共有產(chǎn)權(quán)模；提供首付款、月供款優(yōu)惠。</p><p>　　關(guān)鍵詞：新就業(yè)大學(xué)生; 住房問題；多元線性回歸; 可支付能力測(cè)算；</p><p><b>　　Abstract</b></p><p>　　When new graduates firstly take up their occupation and step into

5、real society, they have to face to a lot of stress, one of which is the housing problem. The housing problem of new graduates have already raised general attention of specialists and academics. On one hand, graduates fro

6、m better background could receive help from their parents dealing with the housing problem; but on the other hand, graduates from low-and middle-income family have to confront this avoidless problem. As the Nationa</p

7、><p>　　This report is aiming to discuss whether new graduates firstly obtain employment from family with different level of income could have the ability of paying for housing. The present study is based on hou

8、sing theories, such as housing filtration theory, housing transition theory and housing gradient consumption theory. To further understand the situation and issues of house renting and buying new graduates are facing, by

9、 field investigation and questionnaire survey. For data statics analysis, we </p><p>　　Key Words: New Graduate Employment; Housing Problem; Multiple Linear Regression; Paying Capability Assessment</p>