再保險人代位權(quán)

1、再保險人代位權(quán)再保險人代位權(quán)內(nèi)容提要內(nèi)容提要保險代位權(quán)是損失補償原則的體現(xiàn)是保險法的核心內(nèi)容之一。隨著保險市場競爭的加劇，各保險公司日益重視代位求償權(quán)因而代位求償訴訟日益增多，已染指到再保險領(lǐng)域。再保險人有無代位求償權(quán)再保險人若有代位求償權(quán)則如何行使其權(quán)利理論界以及司法實踐爭議頗多。有鑒于此本文運用了法理分析、比較分析和實證分析的研究方法，試圖把握再保險人代位求償權(quán)的真正內(nèi)涵從而挖掘再保險人代位求償權(quán)背后的債權(quán)轉(zhuǎn)讓理論基礎(chǔ)在對再保險人代

2、位求償權(quán)給予肯定的基礎(chǔ)上重點對再保險人代位求償權(quán)的運行(包括行使條件、行使方式和行使范圍)以及再保險人代位求償權(quán)的保護和放棄等問題進行深入探討并大膽界定保險代位權(quán)訴訟為必要的共同訴訟以期能對我國再保險人代位權(quán)制度的立法完善和司法實踐有所裨益。本文除緒論(第一章)和結(jié)束語外，正文部分包括四章：第二章再保險人代位求償權(quán)概述.從再保險合同的定義和性質(zhì)入手，由一則案例出發(fā)來探討再保險人代位求償權(quán)的爭議，肯定應(yīng)當賦予再保險人代位求償權(quán)；再保險人代

3、位求償權(quán)是原保險人代位求償權(quán)的部分讓與，再保險人與原保險人按照再保險合同中各自承擔的責任大小按比例享有保險代位權(quán)。第三章再保險人保險代位求償權(quán)的行使，討論再保險代位權(quán)行使條件、行使范圍和行使方式，最后就責任第三人支付能力不足時再保險人如何行使求償權(quán)等問題進行探討。Apartfromtheintroductiontheconclusionthemainbodyofthisarticleisdividedintofourparts:Thef

4、irstpart(thesecondchapter)discussesthereinsurancecontractaboutitsdefinitionnaturethenelabatesontheentitlementtherightofsubrogationtothereinsurer.Commencingwithacontroversialcasepertainingtothesubrogationofthereinsureralo

5、tofcausesfagainsttheentitlementtoreinsurerweregivenfinallyagreestoit.Thesecondpart(thethirdchapter)analyzesexercisingofthesubrogationofthereinsurersmainlyinvolvingtheprerequisitethescopetheapproachesfexercisingthisrighti

6、nadditiontotheissuesonhowtoexercisesubrogationwhenthethirdpartyfallsshtofmeanstocompensatefallthelossesoftheinsuredintheinsurancecontractintheaccident.Thethirdparty(thefourthchapter)involvesmyopinionsonthelegalprotection

7、ofthesubrogationofthereinsurertheeffectinthetimeoftheabstentionofthesubrogationofthereinsurer.Inthefourthpart(thefifthchapter)theauthcomesupwithsomecommentsonsuchissuesaboutthelitigationofthereinsurersubrogationlikethese

8、:thepartyofthelitigationincludingtheinsuredinsurerreinsurerarethenecessaryjointofpartiestheirlitigationstatusaredefinedinaccdancewithdifferentsituationsfinallyendswiththepleadingofthethirdpartyagainstreinsurerwhenexercis