再保險人代位權

1、再保險人代位權再保險人代位權內容提要內容提要保險代位權是損失補償原則的體現(xiàn)是保險法的核心內容之一。隨著保險市場競爭的加劇，各保險公司日益重視代位求償權因而代位求償訴訟日益增多，已染指到再保險領域。再保險人有無代位求償權再保險人若有代位求償權則如何行使其權利理論界以及司法實踐爭議頗多。有鑒于此本文運用了法理分析、比較分析和實證分析的研究方法，試圖把握再保險人代位求償權的真正內涵從而挖掘再保險人代位求償權背后的債權轉讓理論基礎在對再保險人代

2、位求償權給予肯定的基礎上重點對再保險人代位求償權的運行(包括行使條件、行使方式和行使范圍)以及再保險人代位求償權的保護和放棄等問題進行深入探討并大膽界定保險代位權訴訟為必要的共同訴訟以期能對我國再保險人代位權制度的立法完善和司法實踐有所裨益。本文除緒論(第一章)和結束語外，正文部分包括四章：第二章再保險人代位求償權概述.從再保險合同的定義和性質入手，由一則案例出發(fā)來探討再保險人代位求償權的爭議，肯定應當賦予再保險人代位求償權；再保險人代

3、位求償權是原保險人代位求償權的部分讓與，再保險人與原保險人按照再保險合同中各自承擔的責任大小按比例享有保險代位權。第三章再保險人保險代位求償權的行使，討論再保險代位權行使條件、行使范圍和行使方式，最后就責任第三人支付能力不足時再保險人如何行使求償權等問題進行探討。Apartfromtheintroductiontheconclusionthemainbodyofthisarticleisdividedintofourparts:Thef

4、irstpart(thesecondchapter)discussesthereinsurancecontractaboutitsdefinitionnaturethenelabatesontheentitlementtherightofsubrogationtothereinsurer.Commencingwithacontroversialcasepertainingtothesubrogationofthereinsureralo

5、tofcausesfagainsttheentitlementtoreinsurerweregivenfinallyagreestoit.Thesecondpart(thethirdchapter)analyzesexercisingofthesubrogationofthereinsurersmainlyinvolvingtheprerequisitethescopetheapproachesfexercisingthisrighti

6、nadditiontotheissuesonhowtoexercisesubrogationwhenthethirdpartyfallsshtofmeanstocompensatefallthelossesoftheinsuredintheinsurancecontractintheaccident.Thethirdparty(thefourthchapter)involvesmyopinionsonthelegalprotection

7、ofthesubrogationofthereinsurertheeffectinthetimeoftheabstentionofthesubrogationofthereinsurer.Inthefourthpart(thefifthchapter)theauthcomesupwithsomecommentsonsuchissuesaboutthelitigationofthereinsurersubrogationlikethese

8、:thepartyofthelitigationincludingtheinsuredinsurerreinsurerarethenecessaryjointofpartiestheirlitigationstatusaredefinedinaccdancewithdifferentsituationsfinallyendswiththepleadingofthethirdpartyagainstreinsurerwhenexercis