中小企業(yè)融資中的關(guān)系型貸款研究-最終版(畢業(yè)論文)

1、畢業(yè)論文中小企業(yè)融資中的關(guān)系型貸款研究中小企業(yè)融資中的關(guān)系型貸款研究學(xué)院名稱經(jīng)濟(jì)管理學(xué)院經(jīng)濟(jì)管理學(xué)院專業(yè)名稱論文提交日期20112011年5月論文答辯日期20112011年5月答辯委員會(huì)主席____________評(píng)閱人____________指導(dǎo)教師:目錄1導(dǎo)論........................................................................................

2、..........................41.1研究的意義......................................................................................................11.2文獻(xiàn)綜述...........................................................................

3、...............................11.3研究方法..........................................................................................................22關(guān)系型貸款的概述.................................................................

4、.............................22.1關(guān)系型貸款的定義.............................................................................................22.2關(guān)系型貸款的特征..........................................................................

5、.................32.3關(guān)系型貸款的國(guó)內(nèi)實(shí)踐情況...............................................................................33銀行中小企業(yè)關(guān)系型貸款優(yōu)勢(shì)的理論基礎(chǔ)...............................................................33.1中小企業(yè)融資難的信息經(jīng)濟(jì)學(xué)分析......

6、...............................................................33.1.1人格化信息和非人格化信息............................................................................33.1.2中小企業(yè)人格化信息的嚴(yán)重不對(duì)稱性.........................................

7、......................43.1.3中小企業(yè)非人格化信息的嚴(yán)重不對(duì)稱性............................................................43.2.關(guān)系型貸款和中小企業(yè)融資:重復(fù)博弈的視角.....................................................54美日兩國(guó)銀行關(guān)系型貸款的發(fā)展經(jīng)驗(yàn)...................

8、..................................................74.1美國(guó)銀行關(guān)系型貸款的發(fā)展經(jīng)驗(yàn).........................................................................74.1.1銀行業(yè)組織的分散和兩級(jí)分化............................................................

9、.............84.1.2中小銀行業(yè)務(wù)的創(chuàng)新......................................................................................84.1.3社會(huì)文化背景..............................................................................................

10、..84.1.4政府的支持...................................................................................................84.2日本銀行關(guān)系型貸款的發(fā)展經(jīng)驗(yàn).........................................................................84.2.1二戰(zhàn)后的日本經(jīng)濟(jì)騰飛時(shí)

11、期關(guān)系型融資制度的運(yùn)行特征....................................84.2.220世紀(jì)80年代末的日本金融開放時(shí)期關(guān)系型融資制度的運(yùn)行特征......................94.2.3日本關(guān)系型融資制度變遷經(jīng)驗(yàn)與啟示...............................................................95我國(guó)中小企業(yè)融資問題現(xiàn)狀及發(fā)展關(guān)系型貸款的可行性分析

12、...................................105.1我國(guó)中小企業(yè)融資問題....................................................................................105.2.我國(guó)小企業(yè)進(jìn)行關(guān)系型融資的可行性分析......................................................105.2.1經(jīng)